Author: Rebecca Bauer

April 11, 2023 #Featured

What Are the Benefits of Selling a House for Cash in City?

Have you wondered if selling your house in Warren, St. Charles, Lincoln and Franklin Counties for cash is your best option?

Perhaps you don’t want to go through the hassles of the traditional sales process. Or maybe you’re afraid your home needs too many repairs to list on the market.

No matter your situation, a cash offer on your house comes with some tremendous benefits.

However, a cash sale is not a “one size fits all,” so home sellers must assess their needs and desires when choosing how to sell their houses.

In order to make the best decision for you, it is important to know the exact benefits of selling a house for cash. That way, you can see if it is a good fit for you.

This article discusses the most significant benefits of selling your home for cash. We also discuss the situations when a cash offer might not be the best option.

Keep reading to figure out how a cash offer can help you!

What is a Cash Offer?

There is quite a bit of confusion surrounding cash offers in real estate.

Many people think that a cash offer means a guaranteed sale with zero contingencies. However, this is not always the case.

At its core, an all-cash offer means an offer that does not include a financing contingency. Most of the time, house buyers that pay cash either use their own money to fund their deals or use a lender with less stringent requirements than a traditional lender.

When a buyer puts in an offer to buy a house and plans to get a loan from a bank to fund the purchase, their offer is almost always contingent upon their ability to obtain financing. This means that if, for some reason, their lender will not approve their loan, they can back out of the contract and get their earnest money back.

Contrary to popular belief, a cash offer does not always mean an as-is sale or no inspection contingency, although this is often included within cash offers.

Nevertheless, the absence of a financing contingency alone will give you much more certainty of your deal making it to the closing table.

Benefits of a Cash Offer

Now that you understand what a cash offer is, let’s go over the benefits it can offer you. The simplicity and peace of mind it gives you can be significant.


If you’ve ever sold a home on the market, you understand that it can be a very complicated process. The paperwork, inspections, appraisals, and issues with lenders often make selling a house a nightmare.

When you sell your house for cash, there are fewer moving parts. This makes the entire process much smoother with way less obstacles.

Higher Likelihood of Closing

Financing contingencies are one of the top reasons for real estate transactions to fall through. This occurs because either the buyer cannot qualify for a loan or the borrower refuses to lend because of details of the property. This is very common with FHA and VA loans. Lenders for these types of loans have strict inspection requirements and will not approve a loan until certain repairs are made.

With no lenders involved, your home has a much higher probability of selling when working with a cash buyer.

Faster Sale

On top of adding more hoops to jump through, lenders are why most real estate transactions take between 30 and 45 days to complete. Their underwriting process consists of several checklists and a lot of red tape.

Cash sales can close much faster by removing the financing hurdle from transactions. Most cash buyers can close within 7-10 days if you need that to happen.

Sell on Your Timeline

While some people need to sell quickly, others need a little time to get their affairs in order. This is especially true if you live in the property and need to find your next place. The good thing about cash buyers is that they don’t plan on personally moving into your house, so they can offer you some flexibility. Retail buyers, on the other hand, will often need you to move out of the house by a certain date because they’re also on a deadline to move.

No Showings

When you list your house on the market, you must be prepared to accommodate multiple showings. Be ready for your agent to call you asking you to leave your home for the next hour so the next prospective buyers can tour it. Although this is extremely inconvenient, it is necessary to get your house sold when you list it. If you don’t have any showings, then you have bigger problems!

When you sell your house to a cash buyer like us, you don’t have to worry about dozens of strangers walking through your home when you’re not there. We’ll set up a time to meet with you to take a quick look, but that’s the only showing you’ll need!

No Agent Fees

This is the most obvious benefit of selling your house for cash. The average real estate agent commission is 6% of the sales price, which typically ends up costing sellers well over ten thousand dollars. When you sell your house to a cash buyer, you won’t have to pay any fees!

No Closing Costs

Although not every cash offer comes with this benefit, most professional cash buyers will offer to pay your closing costs. Depending on your area, this could put several thousands of dollars back into your pocket.

Sell As-Is

As we mentioned earlier, a cash offer does not automatically mean an as-is sale. However, when you work with a company that buys houses for cash, you will rarely be required to make any repairs.

This is one of the greatest benefits of working with a cash buyer. You might have a house that needs significant repairs or updates but just want to sell it as-is and not worry about fixing it yourself. While buyers looking on the MLS (Multiple Listing Service) might be deterred by the condition of your home, a cash buyer has experience renovating houses and is willing to buy it as-is.

Is a Cash Offer the Best Option for Everyone?

While selling a house for cash offers several benefits, it might not be the best option for every situation. For example, suppose your home is in excellent condition, and you don’t mind accommodating multiple showings and jumping through the hoops of a traditional sale to fetch top dollar. In that case, you’re probably better off listing it with a real estate agent. 

However, when you factor in the fees associated with a traditional sale, you might not be that much better off. Then you must consider how much the convenience of a cash deal is worth to you and decide which option is better for your situation.

Do You Need to Sell Your House in Warren, St. Charles, Lincoln and Franklin Counties for Cash?

We are local cash buyers in Warren, St. Charles, Lincoln and Franklin Counties and the surrounding areas. If you have a house that you need to sell fast, then we are serious about buying it. When you work with us, you’ll receive all of the benefits we’ve discussed here, plus more!

If you want a cash offer for your property, simply contact us and we’ll get to work on it. We will work with you and structure a deal that fits your situation.

Get Fair Cash Deal

Just fill out the form below to get started on your FREE, no-obligation cash offer today.

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Rebecca Bauer • 0 Comments
How To Sell Your House Without an Agent in City

If you need to sell your house in Warren, St. Charles, Lincoln and Franklin Counties, you’re likely investigating the option of selling without a real estate agent.

And for good reason! Why pay thousands in agent commissions if you don’t have to? Every dollar you save in fees is an extra dollar in your bank account.

However, you should carefully weigh the pros and cons to ensure this is the best option for you. Just because a real estate agent will charge you fees to sell your house, the good ones will help your bottom line by fetching a higher sales price.

Nevertheless, if you plan to go it alone to save some money, there are some things you should consider to increase your chances of success.

In most markets, just sticking a sign in the yard or even listing your property on Zillow will not be enough to get it sold for top dollar.

As a professional real estate company, we know what it takes to get a house sold. In this article, we’ve shared our top tips to sell your house fast without an agent!

What You Gain By Selling Without an Agent

The vast majority of homeowners that decide to sell their homes without an agent in Warren, St. Charles, Lincoln and Franklin Counties do so to increase their bottom line. After all, the average real estate commission is 6% of the sales price. Add to that the closing costs associated with traditional sales, and you could be looking at tens of thousands of dollars in fees!

No wonder so many people elect to sell their homes themselves!

Now that you know the benefits of selling your house in Warren, St. Charles, Lincoln and Franklin Counties Missouri without an agent, let’s take a look at the drawbacks.

What You Lose By Selling Without an Agent

Although selling your house by yourself will save you 6% in agent fees, there are many benefits that a real estate agent offers that you will miss out on if you decide to go that route.


One of the most obvious perks of selling your house with an agent is that they will list it on the MLS (Multiple Listing Service). This is where most prospective buyers will be looking for homes, and their agents will be scouring it daily. If you decide to sell your house without an agent in Warren, St. Charles, Lincoln and Franklin Counties, you’ll have to put in the work to ensure it is marketed properly.

Market Experience

A good agent goes far beyond just listing your house. They keep their finger on the pulse of the market to know where it is headed and understand the latest trends. They look not only at comparable sales, or houses that have recently sold, but active listings and other market data to determine the appropriate price for your home. Without them, you will need to research your market to ensure you do not list your home too high or too low.

Negotiating Experience

You may feel like you don’t need any help in the negotiating department. And you may be the best at haggling with used car salesmen, but real estate is different. There are several knobs that can be turned besides price, such as terms, concessions, and contingencies. Agents understand this and can help craft the best deal for your situation. Beyond that, they are highly skilled at communicating with other agents and teasing out pertinent information to ensure you handle offers and counteroffers appropriately to receive the highest price possible.

Experience with Handling Multiple-Offer Scenarios

Receiving multiple offers on your home can be the best situation possible and result in you receiving an even higher price than you anticipated. However, it can be a disaster if mismanaged. As we mentioned before, an offer has more factors than price. Multiple offers are great for getting a higher price, but they’re also great for eliminating some pesky contingencies that can become a headache later. An agent’s job is to field all offers and assist you in making a decision. Going it alone leaves you not only navigating this territory by yourself, but also unaware of the leverage and options you have.

All of these perks that real estate agents offer have apparent value, but they are not as significant in a hot real estate market. However, they become much more valuable in a slow market when selling a house is much more challenging.

Tips for Successfully Selling Your House Without an Agent

Although there are undoubtedly benefits that you will lose when you sell your home without an agent, you can offset this by taking the proper steps to ensure it is marketed properly and in prime condition to attract buyers.

Use a Flat Fee Listing Company

There are numerous agencies out there that will only charge you a few hundred dollars to list your property on the MLS for you. This eliminates the need for a real estate agent if that is the only reason why you wanted one.

One thing to consider when going this route is that most buyers interested in your home will be represented by a buyer’s agent. It may sound crazy, but that agent’s commission will come out of your proceeds! As frustrating as that is, you should definitely plan to offer buyer’s agents their 3% commission. Otherwise, you likely won’t get as much traffic as you hoped for.

Take Professional Pictures

Your job when listing your house is to get people interested enough to schedule a viewing. The most critical component of your listing is the photos.

Don’t skimp out on this! A professional photographer will likely charge a few hundred dollars, but it is totally worth it. You will easily make this back in the time you save by not struggling to get your house sold and, ultimately, the higher price you will receive.

Clean and Declutter Your Home

If you are currently living in the house you are trying to sell, it is essential that you make it look less “lived in.” The two most important things to do are to clean and declutter. 

If you don’t feel like spending a weekend cleaning, then consider hiring a cleaning company. The last thing you want is to schedule several showings just to have them all leave unimpressed because your house was dirty.

Bonus Tip: Sell Your Home to a Cash Buyer

If all of these tips and tricks sound annoying and time-consuming, it’s because they are! You likely have a busy life, and you probably don’t feel like taking on the role of a real estate agent. But at the same time, you don’t want to give up thousands of dollars in commissions and other fees.

That’s where we can help you!

We will buy your house directly from you without you having to worry about any of the hassles we’ve mentioned here.

On top of that, we charge zero fees and even pay your closing costs!

Listing your house could be the best option for you. But if you’d rather skip all of the hassles and get a fast, fair offer for your home, then contact us today!

Get Fair Cash Deal

Just fill out the form below to get started on your FREE, no-obligation cash offer today.

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